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Asphalt Shingles vs. Metal vs. Stone-Coated Steel: What Should You Choose?

Direct Answer

Match the material to how long you plan to live under it. Asphalt shingles run about 20 years in Utah if you're lucky, metal runs about two asphalt lifetimes. Stone-coated steel is a true 50-year roof. I don't do one-size-fits-all bids: the right roof depends on your needs, your budget, and the weather at your house.

Mattie Tueller

Mattie Tueller

Owner & General Manager, Master Roofing · Utah License #10694610-5501

Best Move

Choose by cost per year of roof life and how long you plan to own the home.

Why It Works

Metal costs under twice as much as shingles but lasts two to two and a half times longer.

Next Step

Write down how long you expect to stay, then compare bids per year.

What you need to know

The right roof is not a ranking but a match: your house, Utah's weather, and how long you plan to live under it.

Mattie Tueller, Master Roofing

How the three materials compare in Utah

Each material wins a different question: asphalt wins on upfront price, metal wins on cost per year. Stone-coated steel wins on lifespan and looks together. The comparison that matters is not which lasts longest in a vacuum but which fits your house, your budget, and your timeline.

MaterialExpected life in UtahCost vs. shinglesThe look
Asphalt shinglesAbout 20 years, if you're luckyThe baselineThe standard Utah roof
Metal panelTwo to two and a half asphalt lifetimes1.75 to 2 timesClean lines, visible ribs
Stone-coated steelA true 50-year roofThe premium tierMimics shingle, shake, or Spanish tile

For the deeper dive on how each material holds up to Utah's specific weather, see the rest of this materials cluster.

The money math: cost per year, not cost per bid

Compare roofs by cost per year of life, not by the number on the bid. Metal usually costs 1.75 to 2 times what shingles cost but delivers two to two and a half times the lifespan. So the more expensive bid is often the cheaper roof.

Run your own numbers

Divide each bid by the years the material honestly delivers in Utah. A shingle roof priced at the baseline and lasting 20 years costs more per year than a metal roof priced under double that figure and lasting 40 to 50. The bid stack hides that; the division shows it.

The 20-year frame is the whole decision: a roof is a 20-plus year commitment. Spending a little more now to spend less over the course of the roof is usually the honest math. The exception is real, though. It is the next section: how long you plan to stay.

Which roof fits which homeowner

The right material follows your timeline in the house, your budget. Your roof's conditions, in that order. A family selling in five years and a family in their forever home should not buy the same roof.

  • Staying under 10 years: a quality asphalt shingle roof, installed correctly, usually wins. You will not be there to collect metal's later decades.
  • The forever home: metal or stone-coated steel. Two to two and a half asphalt lifetimes means this is likely the last roof you buy.
  • Mountain and Wasatch Back homes: heavier snow loads change the calculus. Don't buy cheap materials on that side of the mountain.
  • You want longevity without the metal look: stone-coated steel. That reads as shingle, shake, or Spanish tile from the street.

A bid built for your house should name which of these you are. That's because a one-size-fits-all bid was not built for your house.

Where each material struggles here

No roof gets a free pass in Utah. The state's cloudless summers, wind. Temperature swings find each material's specific weakness, so buy with eyes open.

  • Asphalt shingles: UV is bad everywhere in Utah. Thermal cycling cracks aging shingles as their oils dry out. Shingle quality has also declined industry-wide. Why shingles don't last like they used to is its own story.
  • Metal: some colors fade fast in this sun. Red does not do well here. And fastener type decides your maintenance: exposed-fastener systems need re-screwing every 5 to 8 years, a difference covered in the metal roofing cluster.
  • Stone-coated steel: the highest upfront cost of the three. That only pays back if you stay long enough to use the lifespan.

Material quality cannot rescue a bad install: the install is where roofs actually fail.

Mattie's Take

Homeowners ask me to just tell them the best roof. I understand why: three bids, three materials, three different stories. But "best" is the wrong question.

The right roof is not a ranking but a match: your house, Utah's weather. How long you plan to live under it. A family staying two more years and a family in their forever home should not buy the same roof. That is why Master Roofing bids are not one-size-fits-all: they are built to your needs, your budget, and the weather at your specific house. Everybody I hire, I want to be 100% confident I could send them to anybody's grandma's house and they would give her exactly what she needs, nothing more, nothing less.

A roof is a 20-plus year decision. Spend a little bit more now to save more money over the course of the roof. Make the choice about the 20 years, not the bid stack.

Before you act on this

This article is general information about Utah roofs, not an assessment of yours. Every roof is different, and no article can tell you what is actually happening on your specific house. Have a licensed roofing contractor look at it in person before you act on anything here.

More questions about this topic

Is a metal roof louder in the rain than shingles?

Not in a normal residential install. Installed over a solid deck and underlayment, a metal roof sounds about like any other roof in the rain. The rain-on-a-tin-barn noise people remember comes from metal over open framing. That's not how houses are roofed. Ask any bid to confirm the deck and underlayment it includes.

Does stone-coated steel actually look like regular shingles from the street?

Yes. Stone-coated steel profiles are made to mimic shingle, shake, and Spanish tile, and from the curb most people cannot tell the difference. That is the material's whole pitch: a true 50-year roof that does not announce itself as metal. Look at installed local examples, not brochure photos, before you decide.

Can a new roof go on in winter, or do I have to wait for spring?

It depends on the material. Metal and membrane install year-round. Asphalt shingles should not go on below 42 degrees and rising. That's because the sealant tabs will not bond. So a winter shingle install is a warranty risk. If your roof cannot wait for spring, the material choice may make the timing decision for you.

How does my roof's pitch limit which materials I can use?

Pitch rules out materials at both ends. Below a 2:12 pitch, shingles are not allowed at all: code and every shingle manufacturer require membrane on low slopes. On steep pitches, walkability changes maintenance: metal stops being walkable around 5:12, shingles around 8:12. A real assessment accounts for every slope on the house, not just the main one.

Related pages

Mattie Tueller

Mattie Tueller

Mattie Tueller is the owner and general manager of Master Roofing in Lindon, Utah. He came up through the trades (flooring, tile, and full renovations under a general contractor who expected everything built right), ran statewide operations as a political director, then spent a year inside a sales-first roofing shop and built Master Roofing as its opposite: in-house crews trained by the owner, a dedicated quality check on every job, ventilation built to code on every bid, and warranties that mean what they say. He serves as an expert witness in roofing litigation.

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